Wednesday, March 8, 2017

Scam Debt Collector Bottom Feeders

A current client forwarded this email to me. First  a scammer will always use a non-traceable email address such as Gmail or Hotmail.

For fun, see how many grammatical, spelling and format errors you can find in this message as well as completely inaccurate information. Lol.

 Sent from my iPhone

Begin forwarded message:
From: National Collection Bureau <>
Date: March 8, 2017 at 1:55:53 PM EST
To: National Collection Bureau <>
Subject: Final Notification_Lawsuit Case File#JMD-01147791-SC
(Fair Debt Collection Act-811[15 USC 1692i])
Case File#JMD-01147791-SC 

Last Date to File Lawsuit- March 10th 2017.
Cost of the Lawsuit-5825.35
Courthouse Address-NYC Civil Court(89-17 Sutphin Blvd, New York, NY 10038).
Legal Charges-Section 19(A), Clause 21(US).
Case Format- Fair Debt Collection Act 811 (FC/SC)
Due Amount-$556.00

Dear Debtor,

This is to notify you and requires your immediate attention.
We are going to file a lawsuit in next 24 hours at  NYC Civil Court (89-17 Sutphin Blvd, New York, NY 10038).against your Name and SSN. After giving several notifications we did not received any response from your side. We will consider that you are ignoring this matter and you want to dispute. We are in a process to inform the Social Security Administration & major Credit Bureaus as well.
If we do not hear from you today, we will be compelled to seek legal representation in the Court House. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the Internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred. 
Note:If we don't get any response from your side, we shall have no alternative but to take action through the local County Courthouse to recover the amount due together with court costs and legal fees including all taxes which cost approximately $5825.35. 
Note: The Legal Charges Section 19(A), Clause 21(US) is against you and if you ignore this case then our legal department will take immediate action you.
If we receive the remaining payment from you thereafter we will provide you full and final receipt stating that your case file is closed permanently with remaining zero balance. Don't take this matters lightly otherwise once the case file is downloaded thereafter we won't be able to help you out.
If you fail to respond us the Charges will be pressed against the name are: 
1. Violation of federal banking regulation act 1983 (C)
2. Collateral check fraud
3. Theft by deception (ACC ACT 21A) 
Which carries a maximum sentence of 3 years of prison and a fine up to $5825.35 !
YOU CAN APPLY FOR AN OUT OF COURT RESOLVE OPTION (OOCR): All you do is email us back for taking care of this matter outside the court house. 
PS. If you fail to respond within 24 hours this Legal Action will be activated. You will be Entitle for an OOCR, so please EMAIL us back ASAP. 
By requesting an offer in compromise, but if you are failed to do that then we shall start the process of pressing those charges against you. 
To resolve this issue ASAP,
Kindly emails us immediately.
ACS Incorporation.

My response:

I emailed back and offered to "settle this alleged debt in full" for $50.00. They immediately countered at $100.00 and asked that I send an account number for a $100 pre-paid gift card back to this email address. The logic was "we don't want your banking information, we understand that it might make you feel uncomfortable giving your banking information to a collection agency. Go to, (affiliate info removed) and purchase a card for $100. Then gift it to us at this email address and send us the confirmation from Amazon". What a complete scam.

The shame is that people probably fall for it.

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Robert Linkonis Sr. said...

From CRA's "in house legal council":

Lol - Nearly forgot to mention the grammatical errors and spelling errors and law errors add up to someone in Bangladesh.

Jason M. Krumbein, Esq.
Krumbein Consumer Legal Services, inc.
1650 Willow Lawn Drive, Suite 201
Richmond, VA 23230
804.592.0792 voice
804.234.1159 fax e-mail
Twitter: @RVAConsumerLaw
Google+: +KrumbeinLaw

Robert Linkonis Sr. said...

From CRA's "in house legal council":


This is laughable.

A claim under Fair Debt Collection Practices Act?
That is what YOU have AGAINST THEM.

They are emailing from a gmail account.
The allegations are laughable.
The court that they would proceed in is laughable.

You can safely ignore this.

Jason M. Krumbein, Esq.
Krumbein Consumer Legal Services, inc.
1650 Willow Lawn Drive, Suite 201
Richmond, VA 23230
804.592.0792 voice
804.234.1159 fax e-mail
Twitter: @RVAConsumerLaw
Google+: +KrumbeinLaw