Tuesday, October 5, 2021

October 2021 Newsletter: Bad Credit is Scary!

 

A message from Robert Linkonis Sr., Executive Director


You know what's scary? Nearly 2 in 3 adults (64%) say that money is a significant source of stress in their life [source]. Credit-worthiness has a huge affect on our mental health and it can be daunting to navigate the world of credit restoration without support.

Possibly scarier, until recently there was no scientific evidence to support what many individuals feel on a daily basis due to poor credit: anxiety, depression, hopelessness, and suicidal thoughts. We now have proof that debt is a financial stressor associated with these psychological and physiological behaviors [Dr. C.K. Hughes (2021) The Impact of Credit Worthiness].

With us, you’ll have access to trained credit experts who can answer your questions and help you make sense of the complexities of credit.

Get in touch and receive a FREE credit evaluation today!



Breaking the cycle of bad credit is a difficult and long process.

You can work to pay down your credit balances and ask about an increase to your credit limit (not to charge more, but to lower your credit utilization ratio!) but these things can take a long time to make a difference.

Checking your credit report for errors and disputing accounts with incorrect or unverifiable items is how we can help you! But we won’t stop there. We will work with you to create a personalized action plan to tackle your bad credit. We follow along with you every step of the way to see the completion of the plan. We know how bad credit scores can affect every aspect of your life and we want to see you reach your financial goals!


Celia L. Powell, CPA is an accountant and consultant, practicing professionally beginning in 2009. Celia brings a unique approach to her accounting practice by utilizing mindfulness practices along with traditional business methods to support her clients as they transform and manage their finances. Celia focuses on going beyond the numbers to help her clients reach both their life and financial goals.

Celia received her Bachelor of Science degree in Business Administration from the State University of New York at New Paltz, 1986. She received Certified Public Accountant’s license from the Commonwealth of Virginia in 2009 and has been in private practice since then, serving non-profit organizations, small businesses and individuals.

Ms Powell, most recently began an online platform, used to teach, coach and inspire others to create a financial vision for their money and ultimately become the CEO of their lives.



Give us a call today to start your credit repair journey!
Mon-Fri 9 a.m. - 5 p.m.(804) 823-9601 |  (800) 648-5157









Thursday, September 2, 2021

September Newsletter 2021

 

Debt is considered a financial stressor, and is associated with a multitude of psychological, physiological, and general health concerns such as anxiety, depression, hopelessness, and even suicidal behaviors. Dr. C. K. Hughes (2021). The Impact of Creditworthiness on Financial Well-Being, Anxiety, Depression, Hopelessness, and Suicide. [Journal of Accounting and Finance Vol. 21] Omega Graduate School.

Whether it is for a home loan or car financing, we know the frustrations you go through when trying to get inaccurate information removed from your credit reports. We know that these inaccuracies end up as a roadblock to getting credit needs addressed properly.

With us, you’ll have access to trained credit experts who can answer your questions and help you make sense of the complexities of credit.

Get in touch and receive a FREE credit evaluation today!





Wow! These are real results! Our custom credit disputes leverage the consumer protection laws and the credit bureaus’ automated codes to help remove or correct any unverifiable items.

As a client, we dispute accounts with the bureaus and creditors on your behalf. Using our years of experience, we utilize the tools you need to move your case forward and the results you are looking for.

Here at Credit Restoration Institute, we will work with you to create a personalized action plan to tackle your bad credit. We follow along with you every step of the way to see the completion of the plan. We know how bad credit scores can affect every aspect of your life and we want to see you reach your financial goals!

Mark Your Calendar!


Get advice on how to establish or repair your business credit as well as funding advice from a credit repair expert!

REGISTRATION FEE: $30
Attendance includes access to a recording of the webinar, as well as copies of all slides and handouts.

Webinar attendees will receive an email with secure log-in instructions prior to the session. You'll be able to submit questions for the speaker during the presentation, and all attendees will receive the full presentation afterward.

Register Today


Give us a call today to start your credit repair journey!
Mon-Fri 9 a.m. - 5 p.m.(804) 823-9601 |  (800) 648-5157







 




Monday, August 9, 2021

August 2021 Newsletter


A message from Robert Linkonis Sr., Executive Director

Congratulations Dr. Cathie Hughes!



Credit Worthiness


Credit-worthiness has a huge affect on our mental health. For many, having access to basic human needs relies heavily on your credit score. If you have good credit, it may not be something you think about, but those with no credit or credit scores that are less than stellar face higher levels of anxiety, depression, and hopelessness. Until recently, there was no scientific evidence to support what many individuals feel on a daily basis.

Congratulations to Dr. Cathie Hughes, whose paper, The Impact of Creditworthiness on Financial Well-Being, Anxiety, Depression, Hopelessness, and Suicide was published this past July in the Journal of Accounting and Finance.

Click here to read the paper

Here at Credit Restoration Institute, we will work with you to create a personalized action plan to tackle your bad credit. We follow along with you every step of the way to see the completion of the plan. We know how bad credit scores can affect every aspect of your life and we want to see you reach your financial goals!!

Our Services


Meet the Credit Restoration team

Cathie Hughes, Ph.D.


Cathie Hughes, Ph.D.
Director
Credit Restoration Institute
Dr. Cathie Hughes is the Director of The Credit Restoration Institute. Dr. Hughes also serves as the Chief Academic Officer and Dean of Faculty for Omega Graduate school, is a Professor of doctoral social research, communication and leadership courses, and dissertation preparatory courses.

She is a transformational leader who thinks strategically, motivates people to achieve business objectives, builds trusted relationships, collaborates across diverse and multi-functional & multi-cultural teams, and focuses on outcomes, customers, and growth. As a thought leader with strong communication and presentation skills, she contributes to a culture of innovation, collaboration, and partnership, with a willingness to proactively coach, mentor, facilitate, share knowledge, model, and advocate initiatives for positive change. 


Give us a call today to start your credit repair journey!
Mon-Fri 9 a.m. - 5 p.m.(804) 823-9601 |  (800) 648-5157

Fill out this easy form on our website








Wednesday, June 30, 2021

A message from Robert Linkonis Sr., Executive Director


The Credit Restoration Institute




Happy 4th of July from The Credit Restoration Institute Team


Recommendations from The Credit Restoration Institute


What is Credit Repair?

You may find yourself asking, so what exactly is credit repair? Credit Repair is disputing accounts and entries on your credit report that are inaccurate and unverifiable. We dispute these errors directly at the source with the credit bureaus and creditors.

Nearly 2 in 3 adults (64%) say that money is a significant source of stress in their life. [source]

Here at Credit Restoration Institute, we will work with you to create a personalized action plan and follow along with you to see the completion of the plan. We want to see you reach your financial goals!


Our Services: Credit Restoration Institute



Meet The Credit Restoration Institute Team


Executive Director Robert Linkonis, Sr. has spent the last 30 years fixing errors and inaccurate information on credit reports and cannot see himself doing anything differently.

Seeing people’s lives change for the better is what keeps Robert going. “Good credit reduces depression and hopeless feelings. Good credit increases one’s financial well-being and empowers individuals and families.”

Robert loves to travel and spend time with his beautiful wife Nancy. He is blessed with three amazing children and a gorgeous three year old granddaughter.




Give us a call today to start your credit repair journey!



Give us a call today to start your credit repair journey!
Mon-Fri 9 a.m. - 5 p.m.
(804) 823-9601 |  (800) 648-5157
mail@creditrestorationinstitute.com