Friday, February 4, 2022

February Newsletter 2022

Happy Valentine's Day!

In the spirit of Valentine’s Day and love, we’re talking all about money and relationships this month!

Did you know your credit score can do more than affect your ability to secure a loan… It can also affect your relationships! According to research conducted by the Federal Reserve Board in 2015 people with the highest credit scores were more likely to form long-lasting committed relationships.

The larger the discrepancy between a couple’s credit score, the more likely the relationship would end within the first 5 years. (source)

Better yet, couples who regularly talk about money are happier in their relationships than those who discuss finances less frequently: 42 percent of participants who said they talk about money at least once per week described their relationship as “extremely happy.” (source)

Approximately 31% of all couples clash over finances at least once a month, usually over a bigger purchase! (source)

As you can see, healthy financial practices, regularly discussing money and purchases, and keeping your credit score in good standing are super important factors in your romantic relationships!

These are REAL results! Our custom credit disputes leverage the consumer protection laws and the credit bureaus’ automated codes to help remove or correct any unverifiable items.

As a client, we dispute accounts with the bureaus and creditors on your behalf. Using our years of experience, we utilize the tools you need to move your case forward and the results you are looking for.

You too can improve your creditworthiness.

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How to Talk About Money With Your Partner

It can be scary to talk about money with your partner, especially if you haven’t before and especially if your finances are not where you’d like them to be.This article published by NPR outlines some great tips to start the conversation, starting with the ultimate icebreaker: "how comfortable do you feel being open about money?"

More questions to discuss:
  • How much do both of you make?
  • Do you have student loan debt?
  • Are you comfortable carrying credit card debt?
  • How should you, as a couple, handle money?
Sharing this information with each other is certainly a form of intimacy and can only strengthen your relationship if you are open and honest with one another.

Give us a call today to start your credit repair journey!
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