Wednesday, June 28, 2023

Wishing you a joyful Independence Day!


Happy 4th of July!

The Credit Restoration Institute wishes you and your loved ones a fun and safe 4th of July weekend! Check out these family-friendly events happening in Richmond to celebrate the holiday:
  • Independence Day Celebration and Blast Fireworks : The Diamond | 6:35pm
  • Dogwood Dell 4th of July Celebration : Dogwood Dell (Byrd Park) | Time TBD
  • 4th of July Fireworks at Kings Dominion : King's Dominion | 9:00pm


Become a CRI Volunteer!



Are you looking for a fulfilling way to contribute to your community? Tired of being cooped up at home and eager to make a difference? Look no further! We have an exciting opportunity for you to join our team as a volunteer and help us create a positive impact on the lives of individuals in need.

If you're interested and would like to know more, click here for more details.


Student Loan Repayment is Restarting



Student loan payments have been paused for three years and even when the U.S. Department of Education discussed starting the payment process again, it never came to fruition. However, Americans now find themselves faced with the reality of a resume. The Education Department website's states that "payments will be due starting in October," and a recent law passed by Congress will make it difficult to bring action against the order.

“For many borrowers, the payment pause has been life altering — saving many from financial ruin and allowing others to finally get ahead financially,” said Persis Yu, deputy executive director at the Student Borrower Protection Center. Roughly 40 million Americans have student loan debt. A typical monthly bill is roughly $350, when the payments start again it is likely many Americans will struggle to adjust.

Click here to read the full article.


Using Credit Cards to Help with Your Summer Vacations



Summer is here and it's time for vacations! Whether you are planning to take a family, solo, or a romantic trip, lately record-breaking inflation rates are causing travel costs and gas prices to dramatically increase, making it more difficult for just about anyone to afford a trip.

Implementing small but mighty steps like limiting unnecessary spending and cutting back on takeout can help save but don’t bypass the benefits your credit cards may offer to help you get away for less. Click the link below to check out these 12 ways credit cards can help you save on a summer vacation.

Read More




Our custom credit disputes leverage the consumer protection laws and the credit bureaus’ automated codes to help remove or correct unverifiable items.

As our client, we dispute accounts with the bureaus and creditors on your behalf. Using our years of experience, we use the tools you need to move your case forward and get the results you are looking for.

Mortgage readiness and getting pre-approved all imply creditworthiness. You, too, can improve your credit. 

Read More about Creditworthiness




Give us a call today to start your credit repair journey!

Mon-Fri 9 a.m. - 5 p.m. (804) 823-9601 | (800) 648-5157

Tuesday, June 13, 2023

CRI Is Seeking Volunteers, Join Today!


Credit Restoration Institute wishes you Happy Father's Day

Happy Father's Day!

The Credit Restoration Institute wishes you and your loved ones a special Father's Day! Cheers to those important men in your lives.



Become a Credit Restoration Institute Volunteer

Become a CRI Volunteer!

Are you looking for a fulfilling way to contribute to your community? Tired of being cooped up at home and eager to make a difference? Look no further! We have an exciting opportunity for you to join our team as a volunteer and help us create a positive impact on the lives of individuals in need.

If you're interested and would like to know more, click the button for more details.

Volunteer Today


In the news -  Credit Restoration Institute

Biden Signs Debt Ceiling Deal Into Law

President Joe Biden has recently signed into law the bill that will suspend the nation's debt limit through January 1, 2025, to observe a never-before US default. Pausing the debt limit takes the threat of default off the table until after next year’s presidential election. In addition to addressing the debt limit, the law focuses on non-defense spending, work requirements for food stamp recipients and the use of covid-19 relief funds, among other policy provisions.

I just signed into law a bipartisan budget agreement that prevents a first-ever default while reducing the deficit, safeguarding Social Security, Medicare, and Medicaid, and fulfilling our scared obligation to our veterans,” Biden said in a tweet, which was accompanied by a short video of him signing the bill.

Click below for more information on the new bill.

Click Here For More Information


Don't Store Cash in Digital Wallets  -  Credit Restoration Institute

Don’t Store Cash in Venmo, PayPal, and Other Payment Apps, Financial Watchdog Warns

The Consumer Financial Protection Bureau (CFPB) advises against storing money in nonbank peer-to-peer payment apps like Venmo, Paypal, and CashApp due to the lack of automatic government insurance. As the popularity of payment apps grows, with over three-quarters of U.S. adults using them, CFPB director Rohit Chopra emphasizes that these services are being used as alternatives to traditional bank accounts but do not offer the same level of fund protection and safety measures.

Read More


Our Services  -  Credit Restoration Institute

Give us a call today to start your credit repair journey!
Mon-Fri 9 a.m. - 5 p.m. (804) 823-9601 | (800) 648-5157
mail@creditrestorationinstitute.com


Contact us  -  Credit Restoration Institute