Become a Member of our Board of Directors

CRI is seeking seven talented individuals to join its Board of Directors to govern the organization. The monthly time commitment is estimated to be four hours per month, including bi-monthly in-person Board Meetings.

Please complete the application in its entirety and submit it by September 15th. Executive Director, Robert Linkonis, will contact you during the week of September 19th to schedule a video interview during the week of September 26th.

Click here to complete the application,

Homebuyers have faced challenges recently, but there are signs that the struggle might be in the past. It's no secret that mortgage rates have skyrocketed and the cost of homes has increased– both of which have added to the cost associated with purchasing and owning a home. “What we are likely to see is that fewer buyers will be able to afford this housing market,” says Dr. Jessica Lautz, vice president of demographics and behavioral insights at the National Association of Realtors.

This summer’s housing market can still be expected to remain a sellers' market. Buyers shouldn't expect to have the upper hand in negotiations or have an easy time finding deals. But buyers should take advantage of the extra available to view homes and put together offers. As a buyer, supply and demand are huge factors, housing inventory is still rigorously low, and the market is likely to stay strong. Instead of seeing prices drop, they are expected to grow but at a slower pace.

If you’re planning on buying or selling a home during the summer 2022 homebuying season, take a look at what these three experts believe the real estate market to look like and what you can do about it.

Click here to read the full article.




NOVA Education has introduced a new game to teach financial literacy and decision-making!

Have you ever wondered how you can identify and overcome biases that hurt you financially? Now you can. NOVA teamed up with Duke University’s Center for Advanced Hindsight to design the NOVA Financial Lab, a game that breaks down the behavioral science behind budgetary decision-making. In the game, users can practice making financial decisions and examining the behaviors that influence how they spend money, and how these choices can affect progress toward economic well-being.

Learn more about the research behind the game and how you can play by visiting their website.



Give us a call today to start your credit repair journey!
Mon-Fri 9 a.m. - 5 p.m. (804) 823-9601 | (800) 648-5157
mail@creditrestorationinstitute.com

Aprill Newsletter 2022

Credit Literacy Curriculum!

Robert Linkonis is on a mission to get credit literacy taught in schools across the country. He is working to create a curriculum that would be taught to high school seniors, explaining more than just financial literacy – like how to balance a checkbook – but also what is credit, how can you build it, and how it can affect your future.

Executive Director of Credit Restoration Institute, a non-profit company assisting individuals in improving their credit score while teaching the impact of creditworthiness and its impact on one’s mental health, Robert is passionate about this topic. "Many people don't know how things will directly affect their credit and the domino effect it can create," says Robert. "A bad credit score can handicap them financially for life." He believes requiring a financial literacy course can eliminate the potential for low credit scores.

Working directly alongside Donna Perkins, Vice President of the National Association of Credit Services Organization (NACSO), Robert, a board member, is developing a curriculum that will not only educate but engage high school seniors to understand the basics of credit. Last month he visited The U.S. Department of Education in Washington, D.C. to lobby for support.

These are REAL results!

​Our custom credit disputes leverage the consumer protection laws and the credit bureaus’ automated codes to help remove or correct any unverifiable items.

As a client, we dispute accounts with the bureaus and creditors on your behalf. Using our years of experience, we utilize the tools you need to move your case forward and the results you are looking for.

You too can improve your creditworthiness. 

Don’t just listen to what we have to say, hear it directly from our clients!

“After the first round of disputes my scores went up 113 points. Put me back in mortgage approval range…There are never expectations in the credit game but they let you know what should happen and what they will do to make it happen and what will be done if it happens. To me the price is fair especially since I'm trying to get better rates on a home so a few hundred here is worth thousands later”

–Eric Dalton

Credit Restoration Institute is Co Sponsoring the HOME of VA's 50th Anniversary Upcoming Event!

Join us and celebrate HOME of VA's 50th Anniversary at Main Street Train Station (Richmond, VA) on Thursday, April 21, 2022!

The staff and Board of Directors of Housing Opportunities Made Equal of Virginia (HOME of VA) invite you to join them for an evening to remember! Celebrate HOME of VA's 50th anniversary in style at Main Street Train Station with live performances by the Klaxton Brown Band, delicious catering by Groovin' Gourmet, and so much more! 

Give us a call today to start your credit repair journey!

Mon-Fri 9 a.m. - 5 p.m.(804) 823-9601 |  (800) 648-5157

mail@creditrestorationinstitute.com