Eventually, the defaulted loans get sold to "bottom feeders" who will never stop the harassment. Keep in mind, that the FDCPA and the Telemarketing Sales Rule regulates this kind of behavior, but we still have to find them to serve a lawsuit.
It is hard to track down these scammers when they use Google Voice or VOIP phone numbers to call and text from.
The take away from this, is that you absolutely have nothing to be afraid of if someone is 1. texting you and 2. if English is definitely not their primary language.
It is kind of funny actually. If this is happening to you, try to laugh it off, and DO NOT return the text.
1 comment:
From our CRA in house legal council:
If we can figure out who uses that phone number.
201 is NJ. but they could be (literally) anywhere.
The good news is that with a complete phone number there is a CHANCE we can figure out who is sending this.
I put it at 2-4%,
Jason M. Krumbein, Esq.
Krumbein Consumer Legal Services, Inc.
1650 Willow Lawn Dr. Suite 201
Richmond, VA 23230
804.592.0792
804.234.1159 fax
JKrumbein@KrumbeinLaw.com e-mail
FaceBook: https://www.facebook.com/Jason.M.Krumbein
Twitter: @RVAConsumerLaw
Google+: +KrumbeinLaw
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