Another Scam Debt Collection Email

Here is another email to one of my clients from: collectiondepartment.legal@gmail.com.

If you are getting similar emails, KEEP IN MIND - anything from a Gmail, Yahoo, Hotmail or other FREE email account is bogus. There will be no legitimate collection activities coming from a free email account.

In fact, collectiondepartment.legal@gmail.com has been used for some time and we should be close to finding out the owner's identity. The trick to filing an FDCPA lawsuit against these bottom feeders, is finding them first.

 Case File#PSH-095-25-AD

The District Courthouse

Due Amount- $496.36

Settlement Offer- $215.00

Last Date- Over

Lawsuit File Cost-$8569.00

Attorney Details,

Name-Victoria Kimble

ID-350783009

Sr. Attorney in District Court

Hereby we inform that you are obliged to come as a defendant to District Court of Appeals on May 8th, 2017, at 11:00 a.m. for the hearing of your case of defaulting on a LOAN, CASE PSH-095-25-AD.

If necessary you have a right to obtain a lawyer for your protection. You are kindly asked to have an identity document with you. Personal appearance is compulsory. Please bring all documents and witnesses relating to this case with you to Court on your hearing date.

Case information and courthouse address will be sent to your mailing address in next three to Five business days.

Note: If you do not attend the hearing the judge may hear the case in your absence.

Important Note: This is a copy of Case File which we have received from our Attorney today and we would like to inform you that if you pay 215.00 today, we will call our Attorney in order to cancel this procedure against you. This is your final chance to pay this debt and if you are failed to do that, the action will be activated. Once we receive your payment, the Court Clearance Certificate will be issued stating that this Case File is closed permanently.

Thank You.

AND - Another Debt Collection Scam Email right here 

Related Posts: Debt Collection Bottom Feeder Text Messages

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Debt Collection Bottom Feeder Text Messages

Here is a cell phone screen shot sent in by one of my clients. The ex significant other took out some internet payday loans in my client's name.

Eventually, the defaulted loans get sold to "bottom feeders" who will never stop the harassment. Keep in mind, that the FDCPA and the Telemarketing Sales Rule regulates this kind of behavior, but we still have to find them to serve a lawsuit.

It is hard to track down these scammers when they use Google Voice or VOIP phone numbers to call and text from.

The take away from this, is that you absolutely have nothing to be afraid of if someone is 1. texting you and 2. if English is definitely not their primary language.

It is kind of funny actually. If this is happening to you, try to laugh it off, and DO NOT return the text.

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Scam Debt Collector Bottom Feeders

A current client forwarded this email to me. First  a scammer will always use a non-traceable email address such as Gmail or Hotmail.

For fun, see how many grammatical, spelling and format errors you can find in this message as well as completely inaccurate information. Lol.


 Sent from my iPhone

Begin forwarded message:

From: National Collection Bureau <nationalcollection.usa@gmail.com>
Date: March 8, 2017 at 1:55:53 PM EST
To: National Collection Bureau <nationalcollection.usa@gmail.com>

Subject: Final Notification_Lawsuit Case File#JMD-01147791-SC

FINAL NOTICE FOR FAIR ACTION

(Fair Debt Collection Act-811[15 USC 1692i])

Case File#JMD-01147791-SC 

Last Date to File Lawsuit- March 10th 2017.

Cost of the Lawsuit-5825.35

Courthouse Address-NYC Civil Court(89-17 Sutphin Blvd, New York, NY 10038).

Legal Charges-Section 19(A), Clause 21(US).

Case Format- Fair Debt Collection Act 811 (FC/SC)

Due Amount-$556.00

Dear Debtor,

This is to notify you and requires your immediate attention.

We are going to file a lawsuit in next 24 hours at  NYC Civil Court (89-17 Sutphin Blvd, New York, NY 10038).against your Name and SSN. After giving several notifications we did not received any response from your side. We will consider that you are ignoring this matter and you want to dispute. We are in a process to inform the Social Security Administration & major Credit Bureaus as well.

If we do not hear from you today, we will be compelled to seek legal representation in the Court House. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the Internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred. 

Note:If we don't get any response from your side, we shall have no alternative but to take action through the local County Courthouse to recover the amount due together with court costs and legal fees including all taxes which cost approximately $5825.35. 

Note: The Legal Charges Section 19(A), Clause 21(US) is against you and if you ignore this case then our legal department will take immediate action you.

If we receive the remaining payment from you thereafter we will provide you full and final receipt stating that your case file is closed permanently with remaining zero balance. Don't take this matters lightly otherwise once the case file is downloaded thereafter we won't be able to help you out.

If you fail to respond us the Charges will be pressed against the name are: 

1. Violation of federal banking regulation act 1983 (C)
2. Collateral check fraud
3. Theft by deception (ACC ACT 21A) 

Which carries a maximum sentence of 3 years of prison and a fine up to $5825.35 !

YOU CAN APPLY FOR AN OUT OF COURT RESOLVE OPTION (OOCR): All you do is email us back for taking care of this matter outside the court house. 

PS. If you fail to respond within 24 hours this Legal Action will be activated. You will be Entitle for an OOCR, so please EMAIL us back ASAP. 

By requesting an offer in compromise, but if you are failed to do that then we shall start the process of pressing those charges against you. 

To resolve this issue ASAP,

Kindly emails us immediately.

Thanks&Regards,

ACS Incorporation.

My response:

I emailed back and offered to "settle this alleged debt in full" for $50.00. They immediately countered at $100.00 and asked that I send an account number for a $100 pre-paid Amazon.com gift card back to this email address. The logic was "we don't want your banking information, we understand that it might make you feel uncomfortable giving your banking information to a collection agency. Go to  https://www.amazon.com/gift-cards, (affiliate info removed) and purchase a card for $100. Then gift it to us at this email address and send us the confirmation from Amazon". What a complete scam.

The shame is that people probably fall for it.

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Their "Debt Collection" Days Are Over!

by 

Amy Hebert

Consumer Education Specialist, FTC

Calling people and pushing them to pay debts they don’t really owe?

Posing as law enforcement and fake government agencies like the “Federal Crime Unit of the Department of Justice”?

Threatening to sue or arrest people — or tell their family and employers about a debt?

Reciting people’s Social Security and bank account numbers to seem legit?

Yup, this fake debt collection scheme did it all, illegally collecting more than $5.2 million in fake payday loan debts.
Today the FTC announced that under a settlement with the agency, defendant Kirit Patel and his company Broadway Global Master, which processed payments for the scheme, will be banned from the debt collection business, and money recovered will be used for refunds. Patel also has pleaded guilty to the real Department of Justice on charges of criminal mail and wire fraud.

So how can you tell if you’re being targeted by a Fake Debt Collector? A caller may be a fake debt collector if:

• you don’t recognize the debt.
• you can’t get a mailing address or phone number for the collector.
• you’re asked for personal financial or sensitive information.
• you’re threatened with arrest or told you’ll be reported to a law enforcement agency.

You have rights when it comes to debt collection. 

Tell the caller that you won’t discuss any debt until you get a written "validation notice," which has to include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.

If the debt is legitimate — but you think the collector may not be — contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt. If it doesn’t check out, report the call to the FTC and your state Attorney General's office.

Link to Original Article HERE.

Next Article:  Portfolio Recovery and Encore owe MASSIVE refunds for illegal debt collection practices. 

Why you CANNOT have Too Many Credit Cards... Read about WHY: ---  HERE. Not for the faint of heart.

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